I'm Buying my Credits on iStripper via SofortBanking,Īnd it was always the case before as well.
What brings more Security between the Companies and the Customers, can be a ***** in the Buttįor the one or the other single Individual. I know for myself that the Content behind the Links is a lot of Stuff to read about it,Īnd if the PSD2 Regulation is really more secure, i don't know.īut i know one thing for sure, that Online Payment Methods are getting now more "slightly" complicated. Or Dynamic Passwords - Enforcing Authenticationīut at the end this is all Content from the PSD2 Regulation. Each of them is rolling out the new SCA regulations at their own pace, so depending on the payment processor you use, you might or might not be asked for 3DS2 today or in the near you need to input a static password and a dynamic password before completing the payment?There are several ways for Online Payment Solutions like for example
For your safety, we don't store or process our customer credit cards, but rely on VISA / Mastercard certified third parties to do it. Totem relies solely on third parties to bill their customers. We are fully expecting the volume of card declines for non-3DS2 authenticated payments to increase significantly from that date, especially for merchants that issuers consider to be high risk, which is why VISA is strongly encouraging all merchants to adopt 3DS2 by this date. In late 2019 the European Banking Authority (EBA) announced a delay to the enforcement of Strong Customer Authentication (SCA) for online card transactions as required by PSD2 regulation.īy MaVISA has been mandating that all issuers enable their 3DS2.1 solution in Europe, meaning that issuers will be in the position to request Strong Customer Authentication for all card-not-present payments. Services that take payments from the EU, Norway, Iceland and Liechtenstein (otherwise known as the European Economic Area, EEA), had to meet SCA regulation by 31 December 2020. It is part of the Payment Service Directive (PSD2) as enforced by the Financial Conduct Authority. Strong Customer Authentication (SCA) aims to make online payments more secure for users and reduce fraud.
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